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瑞士再保险公司的研究表明保险公司近些年面临成本提升过快的难题，诉讼周期更长、律师费与专家费更高。而AI黑盒的广泛引用进一步放大了这一点，抬高了非标争议、算法审计、取证复杂度与专家证人的费用。于是每一次理赔都可能是一场关于边界与准则的司法辩论，保险公司的要先付出多少不可逆的辩护与审计成本。，详情可参考一键获取谷歌浏览器下载
One challenge is having enough training data. Another is that the training data needs to be free of contamination. For a model trained up till 1900, there needs to be no information from after 1900 that leaks into the data. Some metadata might have that kind of leakage. While it’s not possible to have zero leakage - there’s a shadow of the future on past data because what we store is a function of what we care about - it’s possible to have a very low level of leakage, sufficient for this to be interesting.，推荐阅读91视频获取更多信息
（四）从事法律研究、教学工作并具有高级职称的；